Don't pay more than you have to!
We believe in doing things right. That includes lending at fair interest rates. Some flashy lenders spend lots of money on advertising but charge massive interest rates.
WHY NOT vs "Competitor X"
YOU borrow $2,000 for 26 weeks.
Total repayments to Competitor X = $3844
Total repayments to Why Not = $2541
Save $1,303 with WHY NOT!!! *
* Calculated on October 2020
* Fixed interest rates range from 16.00% p.a to a maximum 29.50% p.a. with terms ranging from 3 months to 5 years. Sample Loan If you borrow $8,000 over a term of 12 months you will end up repaying $9,692.75 inclusive of all fees and interest.
South Pacific Loans lends to people who have unexpected travel needs. Whether it’s your relative’s wedding in the islands or your grandmother’s funeral, you want to be with your family on this special occasion. This is how a travel loan can help. For nearly 10 years, our company has provided travel loans to families who have a real need for unexpected travel.
If you have a travel need, please complete our online application. Loans can be processed as quickly as one hour!
Initial Application Criteria Checklist:
- You must be a NZ Citizen / Permanent Resident / Working on a Work Visa and currently living in New Zealand.
- You must be older than 18 years of age.
- Proof of identity by means of a Drivers Licence or Passport is required
- Security for your loan e.g. a vehicle or property
How to Get a Quick Secured Travel Loan
South Pacific Loans offers secured personal loans for as much as $20,000. Most of these loans can be processed within a single day. We offer flexible terms that are easy to understand and repay. All you need to do is begin by completing our online application. After we review it, we’ll let you know if you’re eligible.
South Pacific Loans has an experienced loan team that can evaluate loan applications to determine eligibility. We are not just an online lender, we also have branches in Mt. Wellington and Mauakau, which are open five days of the week during normal business hours.
What You Need to Bring to Verify Your Eligibility for a Loan
To apply for a loan, you’ll need two forms of identification. These two forms of ID may consist of a birth certificate, passport, drivers licence, and a community services card. You’ll also need proof of income including a current payslip and last three month’s bank statements. If you’re self-employed, you’ll need a statement of accounts and your latest bank statements.
Travel Loans are Necessary
Loans for travel are important to people who suddenly find themselves in a financial bind because of unexpected travel expenses. If you want to know more about the process, contact a professional at South Pacific Loans. It will help to alleviate some of the financial strain that you may have in your life.