Don't pay more than you have to!
We believe in doing things right. That includes lending at fair interest rates. Some flashy lenders spend lots of money on advertising but charge massive interest rates.
WHY NOT vs "Competitor X"
YOU borrow $2,000 for 26 weeks.
Total repayments to Competitor X = $3844
Total repayments to Why Not = $2541
Save $1,303 with WHY NOT!!! *
* Calculated on October 2020
* Fixed interest rates range from 16.00% p.a to a maximum 29.50% p.a. with terms ranging from 3 months to 5 years. Sample Loan If you borrow $8,000 over a term of 12 months you will end up repaying $9,692.75 inclusive of all fees and interest.
We have spent over 15 years helping people achieve their dreams.
Nothing pleases us more than to help someone get what they need when they need it.
Our online process of delivering fast loans requires no more than a couple of minutes to fill out and around an hour to process the application to give you an answer.
Initial Application Criteria Checklist:
- You must be a NZ Citizen / Permanent Resident / Working on a Work Visa and currently living in New Zealand.
- You must be older than 18 years of age.
- Proof of identity by means of a Drivers Licence or Passport is required
- Security for your loan e.g. a vehicle or property