Don't pay more than you have to!
We believe in doing things right. That includes lending at fair interest rates. Some flashy lenders spend lots of money on advertising but charge massive interest rates.
WHY NOT vs "Competitor X"
YOU borrow $2,000 for 26 weeks.
Total repayments to Competitor X = $3844
Total repayments to Why Not = $2541
Save $1,303 with WHY NOT!!! *
* Calculated on October 2020
* Fixed interest rates range from 16.00% p.a to a maximum 29.50% p.a. with terms ranging from 3 months to 5 years. Sample Loan If you borrow $8,000 over a term of 12 months you will end up repaying $9,692.75 inclusive of all fees and interest.
Having a car is one of the basic functionalities of life. We can help you to balance your vehicle loans with the rest of your life through our simple, straightforward process.
Apply now or view some of the benefits of our vehicle loans below!
Initial Application Criteria Checklist:
- You must be a NZ Citizen / Permanent Resident / Working on a Work Visa and currently living in New Zealand.
- You must be older than 18 years of age.
- Proof of identity by means of a Drivers Licence or Passport is required
- Security for your loan e.g. a vehicle or property
Our Quick and Easy Process
The application that we have for your vehicle loan should take no more than two minutes to fill out. There are no difficult, probing questions about your most private financial history, nor is there any reason to go digging deep into long, lost financial records.
Once we have your information, you can be approved for your vehicle loan in less than an hour. This means that you will spend more time on the road and less time worrying about how to get the financing for the vehicle that you need in your life.
The Best Terms on Vehicle Loans
Getting a car loan is not the only aspect of financing a vehicle. You also need terms that will allow you to pay back the loan in a timely manner without fees and penalties being assessed overzealously. We have the agreements that will allow you to create financial leverage while you also have the vehicle that you need for your day-to-day life.
Our terms can be customized so that you can have the payback agreement that will best fit your schedule. You will never have to worry about being assessed with surprise penalties and fees – all of the terms are laid out in plain English from front to back.
Get Your Vehicle Loan Now
Whether you are looking for vehicle loans for yourself or for a loved one, you can begin the process of getting your vehicle loan immediately. Fill out the application below and you will have your decision back in a matter of hours, not days. This will give you the opportunity to maximize the time that you spend looking for the car that you want instead of worrying about the financing for it.
We want to help you and your household get the car that you want with a minimum of hassle. We look forward to helping you now and in the future.