Car Repair Loan
Car Repairs Can’t Wait. Neither Should Your Loan.
Need your car back on the road yesterday? Whether it’s a surprise breakdown or just time for urgent maintenance, we’ll help you cover the cost — fast.
Why Not Finance makes it easy for Kiwis to get approved for vehicle repair finance with no drama, no pressure, and no long waits.
🚘 What Can You Use It For?
We help cover all kinds of unexpected repair bills:
– Mechanics and workshops
– Panel beaters and body shops
– Tyres, brakes, suspensions
– WOF fixes or engine work
– Insurance excess or accident damage
🔧 How It Works
- Apply online in under 3 minutes
- We’ll give you a quick call to confirm the details
- We will confirm lending – you’ll then need to sign some documents
- Money lands in your account, possibly the same day
You don’t even need a quote first – just apply, and we’ll sort the rest with you.
💬 Why Use a Loan?
Spread the cost, not the stress
Avoid delay penalties or parking up your car for weeks
Stay safe – don’t skip essential work just because cash is tight
Work-ready – if your car gets you to the job, this is a no-brainer
Step 1 of 2
See what your loan could cost
Why Not Finance offers personal loans from $1,000 to $20,000 with flexible weekly, fortnightly or monthly repayments. Move the sliders for an estimated repayment guide before you apply, with no sign-up and no obligation.
Estimates give you a close idea of what to expect. Your final repayments are confirmed once your application has been assessed.
Loan Calculator
How much would you like to borrow?
Includes Establishment fee from $100 to $220 depending on amount of new money borrowed, Administration fee of $6 per month & an ID Verification Processing Fee of $7.70. Repayments shown are an example based on an Interest Rate of 29.50% p.a. Basalt Group offers personalised rates ranging from 10.00% to 29.50%. Minimum weekly repayment amount is $25. Minimum instalments, loan terms and responsible lending criteria, terms and conditions apply.
Step 2 of 2
Start your two-minute application
Most loans are processed the same day.
Having a car is one of the basic functionalities of life. We can help you to balance your vehicle loans with the rest of your life through our simple, straightforward process.
Apply now or view some of the benefits of our vehicle loans below!
Initial Application Criteria Checklist:
- You must be a NZ Citizen / Permanent Resident / Working on a Work Visa and currently living in New Zealand.
- You must be older than 18 years of age.
- Proof of identity by means of a Drivers Licence or Passport is required
- Security for your loan e.g. a vehicle or property
Our Quick and Easy Process
The application that we have for your vehicle loan should take no more than two minutes to fill out. There are no difficult, probing questions about your most private financial history, nor is there any reason to go digging deep into long, lost financial records.
Once we have your information, you can be approved for your vehicle loan in less than an hour. This means that you will spend more time on the road and less time worrying about how to get the financing for the vehicle that you need in your life.
The Best Terms on Vehicle Loans
Getting a car loan is not the only aspect of financing a vehicle. You also need terms that will allow you to pay back the loan in a timely manner without fees and penalties being assessed overzealously. We have the agreements that will allow you to create financial leverage while you also have the vehicle that you need for your day-to-day life.
Our terms can be customized so that you can have the payback agreement that will best fit your schedule. You will never have to worry about being assessed with surprise penalties and fees – all of the terms are laid out in plain English from front to back.
Get Your Vehicle Loan Now
Whether you are looking for vehicle loans for yourself or for a loved one, you can begin the process of getting your vehicle loan immediately. Fill out the application below and you will have your decision back in a matter of hours, not days. This will give you the opportunity to maximize the time that you spend looking for the car that you want instead of worrying about the financing for it.
We want to help you and your household get the car that you want with a minimum of hassle. We look forward to helping you now and in the future.