For over fifteen years Why Not’s parent company (SPLNZ) has enabled Auckland families to achieve by providing secured personal and business loans.

Beginning in Manukau, the business has grown to include a branch in Mt Wellington. We pride ourselves on employing staff from the local community.

Our multicultural staff is known for their friendliness and professionalism, regularly going the extra mile for their customers.

By creating finance plans and personal loans that suit our customer’s individual needs we keep to our values of offering honest and ethical financial support.

We actively support and encourage our staff in furthering their work skills through ongoing study and training. This also benefits the local community as they take these skills home to share.


Honest ethical standards that protect you
We don’t compromise on honesty and integrity, everyone is expected to follow the highest ethical standards. We protect our customers from unethical lenders by providing a honest and transparent service for our customers.

Your needs are put first
We put you first and are committed to understand your needs. We work out a loan that suits your situation.

Clear communication that you understand
We provide clear, timely and accurate information in a straightforward manner.


“To be the best at what we do, through commitment and dedication in assisting our clients grow in a positive environment, with courtesy and respect to their ethnicity and assisting the community in which we live and work.”