Easy Online Loans NZ

Loan comparison graph

Total repayments on a $2000 loan

Easy Loans from Whynot Finance

We believe in doing things right.  That includes lending at fair interest rates.  Some flashy lenders spend lots of money on advertising but charge massive interest rates.

WHY NOT vs "Competitor X"

YOU borrow $2,000 for 26 weeks.
Total repayments to Competitor X = $3844
Total repayments to Why Not = $2541

Save $1,303 with WHY NOT!!! *

* Calculated on October 2020


When your car isn’t running, or the plumbing has flooded the bathroom, you shouldn’t have to stress about how you’re going to find the money. It doesn’t matter if payday isn’t until next week; Why Not Finance is here to help you get the cash you need when you need it. Our easy online loans help you remedy the situation, not complicate it!

We offer easy loans in NZ, designed to make the application and payment process as simple as possible. We have easy loans that will get you through the tough times and help you take care of emergencies until your paycheck arrives.
All you need to do to get the process started is fill out our quick application, and once received, we will contact you and explain the rest of the process one step at a time.

Easy NZ Loan Checklist

Before applying for one of our easy online loans, there are just a few things we require you to have:

• You must be an NZ Citizen / Permanent Resident / Working on a Work Visa and currently living in New Zealand.
• You must be older than 18 years of age.
• Proof of identity by means of a Drivers Licence or Passport is required.
• Security for your loan e.g. a vehicle or property.

We Make Communication Easy

Whenever you borrow money, you will always have questions. We understand that part of our easy loan process is to make the information you need as easily accessible as possible. We load up our website with a library of valuable knowledge that you can use to determine what information you need to complete your application and how the process works.

If you have any questions, you can email us or call us at 0800 949 668. For those who need to speak to someone in person, just visit one of our branch offices, and our friendly lending staff will be ready to help.

We Make Applying Easy

Once you have collected all the required information, it should only take a few minutes to complete the loan application form online. We even have a way for you to sign your application online to make the process even faster.

If we need more information from you, we act quickly to contact you and find out what we need to know. We can often process your application within an hour if we have everything we need. We make applying easy to get the funds you need.

We Make Repayments Easy

We work closely with you to make sure that we create a loan agreement that you can live with. If you ever have any questions about repaying your loan, we make it easy to get those questions answered. If you miss a payment, just give your account manager a call, and we will work out a plan with you to get you back on track. We make getting your money easy, and we also make it easy to pay the money back.

Getting a Loan has Never Been Easier with Why Not Finance

When life throws you a couple of unexpected bills, Why Not Finance can help. With easy to apply for and even easier to pay off loans, you won’t have to sacrifice your financial freedom to fix the problem. We make it very easy to get the money you need, but we cannot help you until you take that first step and fill out our application or contact us with questions.

Start Your Application Now!