Private Loans

Loan comparison graph

Total repayments on a $2000 loan

Easy Loans from Whynot Finance

We believe in doing things right.  That includes lending at fair interest rates.  Some flashy lenders spend lots of money on advertising but charge massive interest rates.

WHY NOT vs "Competitor X"

YOU borrow $2,000 for 26 weeks.
Total repayments to Competitor X = $3844
Total repayments to Why Not = $2541

Save $1,303 with WHY NOT!!! *

* Calculated on October 2020


Quick & Easy Private Loans

Unexpected expenses are just that … Unexpected! We don’t always see them coming, and we can’t always pay for them upfront, which is precisely where we come in. With Why Not Finance’s private loans in NZ, you can request a loan of up to $20,000 NZD to help you through any financial situation. Whether you need help catching up on important bills or want a bit of extra cash to help pay for that new kitchen you’ve always wanted.
Applying for a private loan through our quick and easy online process means you can get the money you need when you need it – no waiting around while the banks approve your application. Taking out a private loan with us will only take about two minutes, and most loans will be approved within an hour. Apply today and enjoy financial freedom by tomorrow.

Initial Application Criteria Checklist

As easy as it is to apply for a private loan with Why Not Finance, there are still a few things you’ll want to make sure you have:

• You must be an NZ Citizen / Permanent Resident / Working on a Work Visa and currently living in New Zealand.
• You must be older than 18 years of age.
• Proof of identity by means of a driver’s licence or passport is required.
• Security for your loan, e.g. a vehicle or property.

What You Can Do with Your Loan Funds

Solve financial stress with private loans of up to $20,000 NZD. Regardless of why you are struggling with your finances, you can use this money to resolve any issues you may have. Many loan applicants use their funds to pay off current debts that may be outstanding, such as medical bills, or to buy much- needed items, such as a new refrigerator to replace a broken one. Others use the money to make house repairs or finally take that family vacation you’ve long been talking about. Whether you’re applying for a private loan for necessities or something a little more fun, there are no limits regarding how you can use the money.

A Simple and Easy Loan Application

When you apply for a private loan through Why Not Finance, you will be pleased to learn how simple and easy the loan application process is. You can apply for a loan online in a matter of minutes. You will not need to apply through a loan bank or wait for business hours to complete the loan application. We can approve most loan applications within approximately an hour and wire the money you need into your account as soon as you receive loan approval. We want to help you overcome challenges by providing the funds you need.

When you need access to a larger amount of cash and are looking for flexible loan terms and a fast approval process, you can turn to us for assistance. Why Not Finance is committed to helping you improve your financial situation through our quick, easy, safe, private loans. You never have to worry about running short on cash or wonder how you will pay for your expenses because we have the financial solutions that you are looking for.

Start Your Application Now!