We all need reliable transportation to get to and from work or drop the kids at school, but it can be tricky for some to get the funds together for a new car when the unexpected happens. That’s where Why Not Finance comes in! Let’s look at the benefits of a car...

How Can a Short-Term Loan Benefit You?
Unexpected expenses crop up for various reasons, and we aren’t always equipped to deal with them. These rainy-day expenses have the potential to blow right through your monthly budget, leaving you short on the essentials. In these situations, a short-term loan...
Creating a Travel Budget for Your Dream Holiday
If your past few years have been anything like ours, it’s time for that long-awaited holiday. Whether you’re planning the trip of a lifetime or simply want to get out of town, you’ll need to start thinking about a travel budget. From building your travel funds to...
How to Keep on Top of Your Wedding Expenses
Congratulations, you’re engaged! But before you get lost in the daydreams of your perfect wedding, here’s a statistic that will surely bring you back down to earth: on average, wedding expenses can total $30,000, and that doesn’t even include the honeymoon! Your...
What can I use a Personal Loan for? Top 4 Reasons for Personal Loans
Personal loans are fantastic for adding a few pounds to your piggy bank when you need it most. But what can you use a personal loan for? New Zealand’s private loans are suitable for various financial purposes – from unexpected emergency expenses to home renovations....
Are you Eligible for Finance? Here’s What You Need & What You can get
We know unexpected situations happen every day, so when you need cash, it’s our job to make getting a loan as easy as possible for everyday Kiwis like you. We built our loan eligibility criteria with one simple goal: to help as many Kiwis as possible get the money...
What is a Credit Score in NZ
We are being recognised more and more often by our credit scores these days, so it's long past due that we all took the time to understand what a credit score in NZ is and how it works. What is a Credit Score and How Does it work? A credit score is a point system that...
The Benefits of Loan Consolidation
Are you struggling to pay off a whirlwind of debt that has built up over time? This kind of situation can lead to stress and financial instability when not dealt with properly. Why Not Finance, one of the leading providers of online loans in NZ, has a potential...
Cracking down on dodgy lenders
It's great to see that the Commerce Commision is continuing to prosecute lenders who break the law. Four mobile traders have been prosecuted in 2016, along with some payday lenders for not lending responsibly and making reasonable enquiries to ensure that...
Fair and Reasonable Fees
We were pleased to see the result of the Commerce Commission case against MTF/Sportzone in the Supreme Court. This landmark decision confirmed the practice that we have always adopted at Why Not - ensuring all our clients get a fair deal. The five Supreme...