Personal loan?
Why not let us help!
Simple, easy and quick loans.
Don’t wait, get in touch now.
Fast Personal Loans NZ: Apply Today
When you need cash today, Why Not makes it simple to apply for a
personal loan online in minutes. We believe in doing things right, which means
fair terms, transparent pricing, and a fast application process that doesn't
waste your time. Whether you need a fast loan today for an unexpected expense,
a vehicle repair, or a household emergency, we offer personal loans from
$1,000 to $20,000 with flexible repayment options designed to suit your
budget.
About Us
We have been providing personal loans since 2000. Our loans come with clear and transparent terms.
Our Auckland based team works with you to tailor personal loans to meet your specific needs and life situation as we prioritise honesty, integrity, and ethical practices. Get a personal loan online today.
Our values
Honest ethical standards that protect you
Your needs are put first
Clear communication that you understand
Step 1 of 2
See what your loan could cost
Why Not Finance offers personal loans from $1,000 to $20,000 with flexible weekly, fortnightly or monthly repayments. Move the sliders for an estimated repayment guide before you apply, with no sign-up and no obligation.
Estimates give you a close idea of what to expect. Your final repayments are confirmed once your application has been assessed.
Loan Calculator
How much would you like to borrow?
Includes Establishment fee from $100 to $220 depending on amount of new money borrowed, Administration fee of $6 per month & an ID Verification Processing Fee of $7.70. Repayments shown are an example based on an Interest Rate of 29.50% p.a. Basalt Group offers personalised rates ranging from 10.00% to 29.50%. Minimum weekly repayment amount is $25. Minimum instalments, loan terms and responsible lending criteria, terms and conditions apply.
Step 2 of 2
Start your two-minute application
Most loans are processed the same day.
Our Customers love us
“Thank you so much. Thanks for being such a great case manager during my time with you. You’ve always been so very helpful and patience with me lol. Wishing you all the very best and God bless you!!
“Thank you for your help, I’ve been with you for many years and don’t want to look or go elsewhere.”
“We are so pleased that we understand the meaning of the loans contract when your staff disclosed the details in our own language”.
“Thank you. It was a pleasure meeting you yesterday and the service you provided was excellent. Thanks once again and thank you for waiting for us.”