0800 949 668

Why not pay less for your loan?

Don’t wait, get in touch now.

Don't pay more than you have to!

We believe in doing things right.  That includes lending at fair interest rates.  Some flashy lenders spend lots of money on advertising but charge massive interest rates.  

WHY NOT vs "Competitor X"

YOU borrow $2,000 for 26 weeks.

Total repayments to Competitor X = $3844
Total repayments to Why Not = $2541

Save $1,303 with WHY NOT!!! *

* Calculated on October 2020
* Fixed interest rates range from 16.00% p.a to a maximum 29.50% p.a. with terms ranging from 3 months to 5 years. Sample Loan If you borrow $8,000 over a term of 12 months you will end up repaying $9,692.75 inclusive of all fees and interest.

Try Our Two Minute Application

Looking for a loan? Live in Auckland?

 We are here to help.

Take just two minutes to apply online and one of our friendly staff will be in touch to talk through how we can help.

WHY NOT have the things you need?

Get in touch to find out if we can help

What our customers say…

“The service you provided was excellent”

 “I love coming into the office, all your staff are friendly and always smiling”

“Thank you for all your effort and dedication that went into my personal loan,

without your help I would’ve been unable to get what I wanted. So thank you for making it happen.” 

WHY NOT have the car you deserve?

And why not have it without paying crazy interest rates?

WHY NOT upgrade your phone?

Get in touch to find out if we can help

About Us

We have been helping people live their dreams for over 15 years.
Once we have everything we need, you could have your funds the same day – and start living your dream!
We’ll need proof of identity and security for your Auckland loan (an asset like a house or car that you or a family member can provide as security) as well as for you to pass our credit checks which are evaluated on a case by case basis.
We pride ourselves on making sure you clearly understand the terms of our Auckland loans and assist you with understanding your repayment obligations.

WHY NOT have an epic adventure?

Can’t go overseas, but don’t let that stop you doing something amazing, right here in NZ.