Same Day Loans

Total repayments on a $2000 loan

Loans from Whynot Finance

We believe in doing things right. That includes lending at fair interest rates. Some flashy lenders spend lots of money on advertising but charge massive interest rates.

WHY NOT vs "Competitor X"

YOU borrow $2,000 for 26 weeks.
Total repayments to Competitor X = $3844
Total repayments to Why Not = $2541

Save $1,303 with WHY NOT!!! *

* Calculated on October 2020

Same-Day Loans

Sometimes, an unexpected financial emergency comes up. When you need a same-day loan, Why Not talk to us? Our team values transparency. All information regarding same-day loans will be completely upfront, and we make it easy for you to understand all the terms.

Apply using our application form, and your application can be processed in an hour; you might be able to get a same-day loan! If your need is urgent, drop into our branch or give us a call.

Initial Application Criteria Checklist

As easy as it is to apply for a private loan with Why Not Finance, there are still a few things you’ll want to make sure you have:

You must be an NZ Citizen / Permanent Resident / Working on a Work Visa and currently living in New Zealand.
You must be older than 18 years of age.
Proof of identity by means of a driver’s licence or passport is required.
Security for your loan, e.g. a vehicle or property.

Secured Personal Same-Day Loans

Anyone who needs money quickly will appreciate a secured personal loan. If you qualify, you can receive a loan for up to $20,000. Our application process is simple. Every person that would like to apply for same- day loans may speak with an agent or specialist face to face at our Auckland branches. There is also the option of filling out an application online. The third option is to call us, and our friendly staff will offer their complete assistance. At Why Not, we make sure same-day loans are simple to obtain.

What Is Needed?

If you are interested in applying for a same-day loan, you will only need a few items:

Your proof of income; bank statement, or statement of accounts
Proof of Address; a recent bill with your name & address on it
Two identification forms; birth certificate or driver’s license etc.

You only need to provide a little information to apply for same-day loans. It can take only an hour to process your application. If you need some extra money, contact Why Not today. We are happy to help you complete the entire process and have your money the very same day.

Positive Reviews

There have been so many positive reviews from satisfied customers who have received a loan the very same day they applied for it. If you need money quickly, take the recommendation from satisfied customers who were also able to get money when they needed it. Trust us to give you a quick and easy same-day loan!