0800 949 668


Don't pay more than you have to!

We believe in doing things right.  That includes lending at fair interest rates.  Some flashy lenders spend lots of money on advertising but charge massive interest rates.  

WHY NOT vs "Competitor X"

YOU borrow $2,000 for 26 weeks.

Total repayments to Competitor X = $3844
Total repayments to Why Not = $2541

Save $1,303 with WHY NOT!!! *

* Calculated on October 2020
* Fixed interest rates range from 16.00% p.a to a maximum 29.50% p.a. with terms ranging from 3 months to 5 years. Sample Loan If you borrow $8,000 over a term of 12 months you will end up repaying $9,692.75 inclusive of all fees and interest.

Same Day Loan

Sometimes, an unexpected financial emergency comes up. When you need a same day loan, Why Not talk to us? All information regarding same day loans will be completely upfront and it is easy to understand all of the terms.

Apply using the form below and your application can be processed in an hour and you might be able to get a same day loan! If your need is urgent, drop into our branch or give us a call

Initial Application Criteria Checklist:

  • You must be a NZ Citizen / Permanent Resident / Working on a Work Visa and currently living in New Zealand.
  • You must be older than 18 years of age.
  • Proof of identity by means of a Drivers Licence or Passport is required
  • Security for your loan e.g. a vehicle or property

Secured Personal Same Day Loans

Anyone who needs money quickly will appreciate a secured personal loan. If you qualify you will be able to receive a loan for up to $20,000. Our application process is not lengthy, it is as simple as possible. Every person that would like to apply for same day loans may speak with an agent or specialist face to face at our Auckland branches. There is also the option of filling out an application online. The third option available is to simply call us and allow our friendly staff to offer their complete assistance. We make sure same day loans are simple to obtain. 

What Is Needed?

If you are interested in applying for a same day loan then you will only need a few items:

  1. Your proof of income; bank statement or statement of accounts
  2. Proof of Address; A recent bill with your name & address on it
  3. Two identification forms; birth certificate or drivers license etc.

This is not very much information to provide in order to apply for same day loans. It can only take only an hour to process your application. If you need some extra money then contact Why Not today. You will be happy to complete the entire process and have your money the very same day.

Positive Reviews

There have been so many positive reviews from satisfied customers who have received a loan the very same day they applied for it. If you are in need of money quickly then take the recommendation from satisfied customers who were also able to get money when they needed it. Trust us to give you a quick and easy same day loan!